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what we do
Total Merchant Services offers a comprehensive line of payment solutions for your business- credit card acceptance, debit cards, and check acceptance - for all types of businesses including retail storefronts, restaurants, hotels, service companies, wireless merchants and mail, telephone or Internet order businesses.

There's more to accepting credit cards than just giving customers another way to pay.
By choosing Total Merchant Services as your merchant account provider, you'll be joining with a company that provides:
 
low rates
Our rate and fee structure is the most competitive in the industry.
 
world-class customer service
Our customer service is designed to make credit card processing easier, more convenient, and more productive for you.  With knowledgeable customer service representatives available via telephone 24 hours per day, seven days per week, you'll always be able to get the answers you need, when you need them.
 
the best solution for your needs
We work with a variety of equipment manufacturers and service providers.  That means that we can put together a combination of point-of-sale (POS) credit card terminals, software, and other services that best meet your needs.
 
wide range of payment options
You'll be able to accept Visa, MasterCard, American Express, Discover, Diners/Carte Blanche, and debit cards.  In addition, we offer check services which include: check verification, check guarantee and check guarantee w/electronic conversion...all at very affordable rates.
 

 

Total Merchant Services (TMS) is a Member Service Provider for: HSBC Bank USA, National Association, Buffalo NY